This page specifies the terms of use of our site and services ("Terms of Use") by you. Read the Terms of Use carefully before you start using our site and services. Besides these Terms of Use, all site uses, our Services and Products must obey the Master Agreement. We advise you to print these Terms of Use for future reference.

By accessing and / or using our site and services, you acknowledge that you have read, understood and agreed to be legally bound by these Terms of Use and the documents referred to therein. If you do not agree with these Terms of Use, stop using our site and / or Services.

1. Definition

   1. Depending on where you access the site, "Investree" refers to local Investree entities that include Indonesian Investree. If you accessthis site outside Indonesia, Investree refers to Indonesian Investree.
   2. "The Investree Group" refers to Investree and its subsidiarie.
   3. "Cookie Policy" refers to the cookie policy on this site
   4. "Interactive Services" has the same meaning as stipulated in article 6.1 below.
   5. "Personal Data" means information or data that can be used to identify directly or indirectly an individual who is an individual.
   6. "Privacy Policy" refers to the privacy policy on this site
   7. "Products" refers to products that are defined based on the Master Agreement.
   8. "site" refers to the Investree website, including all domains and sub-domains
   9. "Site content" has the same meaning as set out in article 2.4 below.
   10. "Third Party Content" means the content specified in article 7.1 below.
   11. "Third Party sites" refers to the website specified in article 7.1 below.
   12. "Users" refers to anyone who accesses and / or uses the site whether or not the person is registered on the site. Each provision in this agreement applies to all users (regardless of user registration status) or business and other user entities specifically, or if the context determines otherwise, Users are considered to include any business or other entity on behalf of the site or Services accessed by other users.
   13. "We" and "Our", with variations in grammar and cognate expressions, refer to the legitimate power of the Investree.
   14. "You" and "Your" with a variety of grammar and cognate expressions, refers to Users or people who have provided or intend to provide any third party guarantees in connection with the Product and must be considered to cover every other business or entity and any person acting on behalf of the business or other entity in connection with the use of the site or the Service.

2. Approval

   1. You hereby represent and guarantee that:
      1. You have read and agree with these Terms of Use, our Privacy Policy and Cookie Policy;
      2. You will use and / or access the site, Site Content, Services, User Content, Third Party Content and our Third Party sites only for legitimating purposes;
      3. No matter what is conveyed through your account or posted or shared by you through our site, Services and / or Interactive Services will break the law or violate the rights of any third party, including copyright, trademark, privacy, publicity or other ownership or other personal rights; or contain slander, defamation or material that break the law;
      4. All information that you provide to Investree (including but not limited to personal data information and contacts) are accurate and complete;
      5. You are at least 18 years old and have the legal capacity, rights, power and authority required to agree with these Terms of Use, and you:
         1. access this site, use the Service and organize a contract in your own capacity as an individual;
         2. access this site, use the Service and organize a contract on behalf of the company entity;
         3. organize a contract as a parent or guardian of a child or an outsourced person who is less than 18 years old and who accesses the site and uses the Service, in which case you agree as his / her parent / guardian, both in personal capacity and on behalf of the child / the person who is trusted, to be bound by these Terms of Use and is responsible for the actions of your child / the person who is trusted and negligence when accessing the site and / or using the Service and you also agree to ensure that your child or the person who is guarded complies with the Terms This use; and / or
         4. authorize to bind the entity (you or your company entity) on behalf of the party to whom you organized a contract and the entity agrees to be bound by these Terms of Use.
   2. Investree has the right to change, modify, delay or terminate all or any parts of the site or service any time. Investree can also set limits on certain features or limit your access to part (-parts) or the entire site or services without notice or responsibility.
   3. We may modify or amend these Terms of Use from time to time by posting the changes to the Terms of Use on this site. Any use of the site or service after changes to these Terms of Use will be considered as acceptance of changes to your Terms of Use. If you do not agree with the changes to the Terms of Use, you have the right to close the account and / or stop using the site and the Service. Check this page from time to time because of the changes, variations and corrections to the Terms of Use will bind you.
   4. We, from time to time, without giving any reason or prior notice, can update, change, delay, stop and / or terminate (including but not limited to any changes, deletions, replacements and corrections) of all content on the site and / or Our services, in whole or in any part, including but not limited to design, text, graphic images, photos, pictures, images, videos, software, music, sound and other files, credit ratings, fare, fees, quotes, historical data , graphic, statistic, articles, our contact information, any other information, and the selection and arrangement ("site content"). While we will strive to keep the prices and costs posted on our site currently the same, the prices and costs posted on our site may not reflect these changes immediately.

3. ACCESSING OUR SITE

   1. You are responsible for making all the arrangements necessary for you to have access to our site. You are also responsible for ensuring that all people who access our site through your internet connection are aware of these Terms of Use and other terms and conditions that apply, and that they comply with them.
   2. Please note that the Internet can be subject to interference, transmission outages, transmission delays due to incorrect Internet traffic or data transmission as this is inherent in the nature of the Internet that is open for public.
   3. Please note that access to our site, each service and your account can be limited or not available during the peak period of the request or for other reasons.
   4. We do not guarantee that our site or service or any of its content will always be available or not interrupted. We provide temporary access to the site. We can delay, withdraw, stop or change all or every item without notice. We will not be responsible to you if for any reason our website is not available at any time for any period.

4. TERMS OF USE OF CONTENT AND CURRENT BEHAVIOR (ONLINE)

   1. You hereby undertake to:
      1. comply with these Terms of Use and other notices or guidelines that can be posted on the site by Investree from time to time (which is hereby incorporated by reference to this site);
      2. do not use any Service or Site Content for unlawful purposes, and comply with all the laws including local , state, national or international laws and regulations;
      3. no accessing without authorization, hacking, blocking, disturbing, deactivate, overloading or interfering with the work or proper display of the site or services, including but not limited to denial-of-service, spoof attacks, hacking sessions, reverse engineering interruptions, reprogramming, or utilizing any framing technique to attach any other content or proprietary information;
      4. no posting any materials and data containing viruses, Trojan horses, worms, time- bombs, keystroke loggers, spyware, adware or other harmful or similar computer code, files or programs designed to interrupt, affect, damage or limit functionality any computer software or hardware or telecommunications equipment;
      5. Unless permitted by the Investree, do not use automated scripts, engage in the practice of "screen scraping", "database scraping" or other activities for the purpose of obtaining approval or other information from the site, site content and services or for other purposes;
      6. No asking for a password, collecting email addresses or other personal data of users from the site, site content and services through electronic devices or other tools for the purpose of sending e-mails or communication or other unsolicited attempts to hold each loan transactions with members outside the Service, or any commercial or illegal purposes;
      7. No posting, or ensuring the delivery of advertisements, requests, promotional material, "junk mail", "spam", "chain letters". Unsolicited or invalid "pyramid schemes" or any other form of requests;
      8. No posting any content that we deem dangerous, threatening, defamatory, unlawful, insulting, inciting, harassing, vulgar, obscene, fraudulent, attacking privacy or rights of publicity, hatred, or racial or ethnic discrimination or that may be rejected based on any national law or framework such as the Internet Ethics Code of the Media Development Authority, or that can expose Users or Investree Groups to any loss or liability, or contrary to the Content Standards set out below;
      9. No posting any personal information from any third party on the site, including but not limited to, address, telephone number, email address, ID card number or Social Security and credit card number;
      10. Unless permitted by Investree, do not register for more than one User account, register for one User account on behalf of an individual other than yourself, operate a User account on behalf of or for the benefit of anyone who does not meet the requirements to register or operate a User account under the name of themselves, or register for a User account on behalf of a group or entity;
      11. Treat as confidential any user identification code, password or other parts of information as part of our security procedures;
      12. No impersonating any person or entity, or misrepresent or misrepresent yourself, your age or your affiliation with or authority to act on behalf of anyone or any entity, or make a false identity on the site or on the Service;
      13. Do not intimidate, harass or harm the Users or other parties or try to do so in any way;
      14. Do not reproduce, duplicate, copy or resell any parts of the site, our site content and services in contradiction with these Terms of Use;
          1. every parts of our site;
          2. any equipment or network on which the site is stored;
          3. any software used in the provision of our site; or
          4. any equipment or network or software that is owned or used by any third party; and
      15. Do not disclose or use the information for any purpose other than to assess the creditworthiness of other Users even though you may review personal or business information (including credit data) posted by other Users on the site.
   2. By posting User Content to any part of the site, you automatically grant, and you represent and guarantee that you have the right to give, to the Investree Group a license (with the right to sublicense) that is irrevocable, perpetual, non-exclusive , can be transferred, fully paid, throughout the world to use, copy, hold, store, reproduce, communicate, publish, show to the public , publicly display, modify, format, translate, quote (in whole or in part) and distribute User Content for any purpose or in connection with the site, service or operation, enhancement, promotion thereof, to prepare derivative works from, or incorporate into other works, the Content User, and to provide and submit sublicense from the aforementioned. You can delete your User Content from the site any time. If you choose to delete the content of your site, the licenses given above will not expire.
   3. You also give each User a non-exclusive license to access your User Content through the Site and Services, and use, reproduce, distribute, display and show your User Content as permitted through the site's functions and Services and based on these Terms of Use.
   4. You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about the site or Services ("Submission"), which are given by you to the Investree Groups are non-confidential and become the property of the Investree. We will have exclusive rights, including all intellectual property rights, and have the rights to unlimited use and distribution of these Submissions for any or any other commercial purpose, without acknowledgment or compensation to you.
   5. We reserve the rights to deactivate your account, any user identification code or password, whether chosen by you or provided by us, at any time, if you fail to comply with the contents of these Terms of Use.
   6. All site contents are the copyrighted work of an Investree or its content or software provider, and Investree protects and controls all rights in the site content. The Use of some site contents can be arranged by the terms of the end user license agreement that accompanies it.
   7. If you know or suspect that someone besides you knows your user identification code or password, you must immediately notify us at [email protected]

5. Content Standard

   1. Any and all information (including but not limited to all personal or business information, credit ratings, profiles, messages, notes, text, information, music, videos, photos, pictures, images, contact information for you or otherwise, advertisements or other content), or any part thereof, which Users contribute, upload, store, publish, provide, display, convey, transmit or share with other Users (hereinafter called as "posting") on or through our Site, Services and any Interactive Services (collectively the "User Content") must comply with these Terms of Use, and in particularly, the spirit and standard of the letter stipulated in this article ("Content Standards") and article 3 above.
   2. User Content must:
      1. acurate (if stating facts);
      2. really believed (if expressing opinion); and
      3. obey the applicable laws in Indonesia and in any country where the content is posted.
   3. In addition, user Content cannot:
      1. contain any material that defames anyone's reputation;
      2. contain any material that is obscene, insulting, hateful or inciting;
      3. promote sexual material explicitly;
      4. encourage violence;
      5. encourage discrimination based on race, gender, religion, nationality, disability, sexual orientation or age;
      6. violate intellectual property rights (including but not limited to copyright, database rights or trademarks) of others;
      7. have a tendency to cheat others;
      8. made with a violation of legal obligations held to third parties, such as contractual obligations or obligations of confidentiality;
      9. encourage any illegal activities;
      10. threatening, abusing, violating the privacy of others, or causing useless disturbances, discomfort or anxiety;
      11. tend to be harassing, annoying, embarrassing, worrying, upsetting others;
      12. used to impersonate anyone, or misrepresent your identity or affiliation with anyone;
      13. give the impression that it comes from us, if this does not happen; or
      14. recommending, encouraging or assisting in violating the law (such as by way of example) copyright infringement or computer abuse.
   4. You are responsible for posting User Content by you, and you guarantee that all User Content comply with the Terms of Use, Content Standards and article 3 above and you will be responsible to us and compensate us for any damage or losses caused to us from each violation of the guarantee.
   5. You understand and agree that we can, but have no obligation to, review and eliminate or delete (without notice) any User Content according to our authority, and for any reasons, including, without limitation, User Content which according to the Investree violates this Terms of Use.
   6. We also have the right to disclose your identity when asked to do so for any legitimate reason or when any User Content posted or uploaded by you to our site constitutes a violation of the intellectual property rights of third parties, or their privacy rights.
   7. We will not be responsible, or liable to any third party, for the content or accuracy of any User Content posted by you or other Users on our site. Views expressed by other Users on our site do not represent our views or values.
   8. User Content may include Personal Data (including credit data) posted by or related to other Users on the site and you are not authorized to disclose or otherwise use the information for any purpose other than assessing the creditworthiness of other Users. You cannot reproduce any Personal Data (including credit data). Furthermore, you represent and guarantee that: (i) you do not have the ability to match any Personal Data (including credit data) posted or related to other Users to identify any individual; (ii) You will not attempt to obtain data that allow you to match any Personal Data (including credit data) posted by or related to other Users to identify any individual; (iii) You will not receive any information from any third party that allows the match; and (iv) you will not make the match.

6. Intellectual Property Rights

   1. Copyrights, patents, trademarks, registered designs and all intellectual property rights on the Site, Services and Site Content, including but not limited to copyrights in a combination of all User Content, are the property of the Investree.
   2. Investree, graphic images, logos, designs, page headers, icons, posts and service names belonging to Investree (collectively the "Trademark") displayed on this site are assets of Investree and all Marks that are expressly protected by Investree or relevant third parties. Your access to and / or use of the site, site content and services cannot be considered as giving, through implication, the prohibition of withdrawing an appointment (estoppel) or otherwise, any license or right to use any trademark on the site without prior written approval formerly from Investree or any relevant third parties.
   3. You are not permitted to use any Mark without prior approval from Investree or such third parties. Investree and the Investree Group and our subsidiaries aggressively use our intellectual property rights as long as fully permitted by the law. The names of Investree and other marks cannot be used in any way, including in any advertisements or publicity, or as hyperlinks without prior written permission from the Investree.
   4. The domain name where the site is located is the absolute property of the Investree and you cannot use or adopt a similar name for your own use.
   5. Provided that you have the right to use the site, you are granted a limited license to access and use the site and to download or print copies of any part of the Site content solely for your personal use in connection with your use of the site, Site Content or Services, provided that you maintain all copyright or other complete ownership notices. Our status (and that of each identified contributor) as the author of the content on our site must always be recognized. However, you do not have to change paper or digital copies of any material that you have printed or download in any way, and you do not have to use each illustration, photo, video or audio in sequence or graphic images separately from any accompanying text.
   6. We can cancel this license, at any time without notice or reason. Any use of the site or site content without prior written permission from the Investree, other than those specifically authorized in these Terms of Use, is strictly prohibited and the licenses given in these Terms of Use must be terminated. Such unauthorized use may also violate applicable laws (both common law and law) including but not limited to, copyright and brand laws and applicable communication rules and laws, and may result in filing lawsuits against you.
   7. If you use Trademarks, this site, Site Content and Services in violation of these Terms of Use, your right to use our Brands, this site, Site Content and Services will be terminated immediately and you must, based on our discretion, return or destroy every copy of material that you have made.

7. Interactive Services

   1. We may from time to time provide the following services on the site, site content, our services, including, but not limited to:
      1. Chat room;
      2. Bulletin board;
      3. Other social media functions;
   2. If we provide each Interactive Service, we will provide clear information to you about the types of services offered, if there is a moderator for the service, and what form of moderation is used (including whether done by humans or others).
   3. We will make commercially reasonable efforts to assess any potential risks to Users from third parties when they use any Interactive Services provided on our site, and we will decide in any case whether it is appropriate to use moderation from relevant services. (including the type of moderation used) in dealing with these risks. However, we have no obligation to supervise, monitor or moderate any Interactive Services that we provide on our site, and we expressly exclude our obligations for any losses come from the use of Interactive Services by Users that conflict with content standards, regardless of whether the service is moderated or not.
   4. If we moderate Interactive Services, we will usually provide the means to contact the moderator, if there are some problems or difficulties.
   5. You are absolutely responsible for your interactions with other Users. We protect the rights, but not the obligation, to monitor disputes between you and other Users.

8. Site that is connected through links

   1. Investree can provide links to other sites that are owned, operated or provided by third parties ("Third Party sites"), as well as designs, text, graphic images, photos, images, images, videos, software, music, other sounds and files, credit ratings, rates, fees, quotes, historical data, charts, statistics, articles, other sources, information and content belonging come from third parties ("Third Party Content").
   2. The Investree has no control, and is not responsible for, the content on Third Party sites or any damage to you that may arise from Third Party sites (including but not limited to viruses, spyware, malware, worms, errors or material damage that contained in Third Party sites) or the availability of any content on Third Party sites, and you hereby waive any claims against us in connection with Third Party sites.

9. Statement of Disclaimer

   1. While we strive to ensure that all site content displayed on our site is accurate and complete, we provide site content and services only based on "AS WE ARE", "AS AVAILABLE", without any warranty, express or implied. By the fullest extent permitted in accordance with applicable law, Investree rejects all guarantees, expressly or implied, including but not limited to, implied warranties of fulfillment of quality, selling feasibility or suitability for a particular purpose, in accordance with the description, or non guarantee - violation.
   2. Without limiting the foregoing, Investree does not guarantee that the functions contained in or access to the site, Services or site Content or other content will be on time, uninterrupted or free from errors or without negligence, the damage will be corrected or that sites, services, site content or servers that are free of viruses or other harmful components, or downloads, installation or use of any site content in or with any computer will not affect the functionality or performance of the computer. You, and not an Investree, must assume all costs of servicing, repairs or corrections, including any damage, problems or losses on any computer used to access the site. You agree not to make the Investree liable for losses from any of your User Content caused by any circumstances beyond the control of Investree.
   3. Investree does not guarantee or make any statements regarding the use or results of the use of site content, services, sites or servers in terms of truth, accuracy, completeness, reliability or otherwise. Although we make reasonable efforts (but are not obligated) to update the site, our site content and services, sites, site content and services may expire at certain times.
   4. Investree is not responsible for any Third Party sites accessed through the site or Services or for Third Party Content posted on the site or Services, including but not limited to the content, accuracy, level of insult, opinion, reliability or policy of or contained in Third Party sites or Third Party Content, the consequences of accessing any Third Party site or Third Party Content or failure of products or services offered or advertised on Third Party sites or Third Party Content.
   5. Investree does not control and is not responsible for what users post on the site and is not responsible for any content that is insulting, inappropriate, obscene, unlawful or prohibited content that you can find on the site or service or in connection with the content third party users or content or Third Party sites. Investree is not responsible for the behavior, whether online or offline, of any user of the site or service.
   6. Investree does not guarantee or make any statement that all services described are feasible or available for use in all countries. site, site content and services are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use will conflict with local laws or regulations. By offering sites, site content and services, there is no distribution or solicitation made by the Investree Group to anyone to use the site, site content and services, in jurisdictions where the provision of sites, site content and services is prohibited by law. Access to and / or use of the site, our site content and services may also be prohibited by law in certain jurisdictions. You are responsible for knowing these restrictions and restrictions and complying with them and the Investree Group makes no representation that the site, site content and services are appropriate or available for use in any or all locations / jurisdictions. This website is not intended to offer or sell securities to people of the United States.
   7. Investree also does not guarantee or promise certain results from the use of the site and / or services to obtain loans.
   8. Our site, site content and services are for general distribution and information purposes only and:
      1. not considered or interpreted, under any circumstances, as an offer or invitation to sell, buy, give, take, issue, ration or transfer, or as giving any advice regarding funding, loans, advances, loans, deposits, securities, stocks, securities, bonds, money orders, interest, unit trust, mutual funds or other guarantees with other instruments or products, in any jurisdiction, or providing funding or other advice for each individual or entity; and
      2. The Investree does not examine, consider or assess the site, our Site Content and Services in relation with certain individuals or entities, wherever they are, or any particular situation, need, or funding decision, business, financial or commercial purpose, from an individual or the entity.
   9. You must get advice from an independent professional or specialist regarding the suitability of the Product (-Product) or Service(-Service), taking into account your goals, situations and funding needs, business, financial or commercial before taking or refraining from, any actions taken base on the site, site content and services (including but not limited to committing to fund in or buying any product). If you choose not to ask for this advice, you should carefully consider whether the Product(s) or Service(s) are suitable for you to remember the situation, financial resources and all your funding programs.

10. Limitation of Our Responsibilities

    1. As long as permitted by law, we exclude all terms, guarantees, statements or other provisions that may apply to the site, Site Content, Services, User Content, Third Party Content and our Third Party sites, whether express or implied.
    2. In addition and without prejudice to any rights or remedies that the Investree Group may obtain (based on law or otherwise in relevant jurisdictions), the Investree Group will not, to the fullest extent permitted by law, be responsible for any User accessing the Site, Content Site, Services, User Content, Third Party Content and our Third Party sites in connection with any or all losses, damages, claims, liabilities, costs, costs and / or expenses, including benefits or opportunities (potential or actual) that may be obtained or loss and / or legal costs on the basis of full compensation, which is of any nature and howsoever arises (including but not limited to Losses alleged to arise from breach of contract, errors (including illegal acts), violations of statutory obligations, or other) ("Loss"), even if it can be suspected or if Group Investr ee been advised about the possibility of these losses. The Investree Group will not be responsible for any losses arising from or in connection with:
       1. access, use, inability to use or unavailability of access from the site, Site Content, Services, User Content, Third Party Content and our Third Party sites, for any reason;
       2. updating, changing, deleting, delaying, modifying, stopping, terminating, correcting the site, Site Content, Services, User Content, Third Party Content, Third Party sites or our Terms of Use;
       3. any performance failure, system, server or connection failure, error, negligence, interruption, security breach, computer virus, malicious code, dissolver or destroyer, agent program or macro, damage, delay in operation or transmission or transmission error in connection with your access on the site, Site Content, Services, User Content, Third Party Content and our Third Party sites;
       4. Transmission of confidential or sensitive information from you to us or if we communicate that information to you at your request through the internet or electronic devices;
       5. use or trust in any content (including but not limited to Site Content, User Content and Third Party Content), availability, enforceability, suitability and completeness of the site, Site Content, Services, User Content, Third Party Content and Third Party sites;
       6. any viruses, denial-of-service distributed, or material that is technologically dangerous that can infect your computer equipment, computer programs, data or other ownership material because of your use of and / or access to and / or on the site, Site Content, Services, User Content, Third Party Content and Third Party sites or posts of any of your content on the site, or on any website linked via a link with it;
       7. any errors in statements, inaccuracies, unreasonable, errors, incompleteness, matters that are insulting, opinion, negligence or delay in connection with the site, Site Contest, Services, User Content, Third Party Content and Third Party sites;
       8. lack of title, quality, reliability, selling feasibility, suitability for certain purposes, in connection with the site, site content, services, user content, third party content and our third party sites;
       9. violation of the rights of third parties by your use of and / or access to and / or on the site, Site Content, Services, User Content, Third Party Content and our Third Party sites;
       10. any loss of profits, opportunities or data come from your use of the site, Site Content, Services, User Content, Third Party Content and our Third Party sites;
       11. consequences of accessing the site, Site Content, Services, User Content, Third Party Content and our Third Party sites and no results from their use;
       12. any cause for which the Investree Group has no control over, whether in full or in part, including but not limited to, failure of electronic or mechanical equipment or communication lines, telephone or other interconnection issues, unauthorized access, failure of public transportation, systems communication utility provider of transport, data or other theft services (including password theft, code or order at login) and operator errors;
       13. Any loss or damage arising from or in connection with each Forcing Event; and
       14. Any disclosures required by any applicable law or regulation;
    3. Please note that in particular, if you are registered as a business user, we will not be responsible for all:
       1. Loss of profits, sales, business or income;
       2. Business interruption;
       3. Loss of anticipated savings; or
       4. Loss of business opportunities, goodwill or reputation.
    4. AYou need to know that if you are registered as an individual user, we only provide sites, site content, services, user content for your personal use and not for commercial or business purposes. We are not responsible to you for any loss of profits, sales, business, income, anticipated savings, business opportunities, goodwill, reputation or business interruption. For the purposes of these Terms of Use, individual business owners are considered acting on behalf of a business.
    5. Without prejudice to the general nature of the above provisions, the Investree Group will not, in any event, be responsible to any Lender for any direct, indirect, special, incidental, punitive, typical, loss-giving compensation. or consequential, however caused, arising from your use of or in connection with the site, Site Content, Services, User Content, Third Party Content and Third Party sites.
    6. Notwithstanding anything that is contradictory in the Terms of use, and as long as permitted by applicable law, the responsibility of the Investree Group to you for any reason and regardless of the form of action will always be limited in terms of the amount paid, if any, by you to Investree for Services during your term as a registered User. You acknowledge that if no fees are paid to the Investree for Services, unless permitted by law, you are not entitled to any compensation from Investree, regardless of the cause of action.

11. Data Usage & Privacy

    1. Please do not send any Personal Data or data without reading our Privacy Policy and Cookie Policy in advance which explains data usage and the application of our privacy in detail.

12. Termination

    1. You agree that we may, at any time under our sole and absolute authority, with or without notice, delay, terminate, deactivate or close your access to, or use of, the Site and Services (or any part, aspect or feature of the Service or site), terminate your account, delete your profile and any content or information that you have posted on the site or service, without any reason.
    2. If we believe that you have violated or acted not in accordance with these Terms of Use, we may take actions as we deem appropriate, including but not limited to the following actions:
       1. Immediate, temporary or permanent withdrawal of your right to use our site;
       2. Immediate, temporary, or permanent removal of any posts or material uploaded by you to our site;
       3. Issuing warnings for you;
       4. Legal proceedings against you for reimbursement of all costs on a compensation basis (including but not limited to reasonable legal and administrative costs) caused by violations;
       5. Further lawsuits against you; or
       6. Disclosure of such information to law enforcement authorities as we reasonably deem it necessary.

13. Compensation

    1. You agree to indemnify and protect the Investree Group from losses against all claims, obligations (including statutory obligations and obligations to third parties), costs, expenses, fines, fees (including but not limited to legal fees on an full compensation), compensation, decisions and / or losses suffered or incurred by the Investree Group, including profits and opportunities (potential or actual) that can be taken from it or lost, because or arising from:
       1. Your access to and / or use of the site, Site Content, Services, User Content, Third Party Content and our Third Party sites;
       2. Your connection to the site;
       3. Violation of the Terms of Use;
       4. Your violation of every right of another person or entity;
       5. Your violation of each requirement according to law, obligation or law; or
       6. actions from any other party that can access and / or use the site, site content, services, site content, third party content and our third party sites using a user id and / or login password.

14. Severability

    1. If there are any terms or conditions in these Terms of Use as a whole or part of which are stated to any extent as invalid or cannot be carried out based on laws or legal regulations, the terms or conditions or parts up to that limit are not considered to be part of These Terms of Use and the application of other terms and conditions in the Terms of Use will not be affected. Investree's failure to carry out or execute any rights or conditions of these Terms of Use does not constitute the waiver of such rights or conditions of the condition or any other circumstances.

15. Relations with Parties

    1. Nothing in these Terms of Use will constitute or considered as an agency, partnership or joint venture between the Investree and you and no party has the authority to bind the other party in any way.
    2. You cannot build relationships in a way that indicates any form of association, agreement or support from our side when it does not exist. You cannot build links to our site on any website that you do not have. The website that you connect through the link must comply with the Content Standards in all respects.
    3. Our site does not have to be framed on any other site, nor can you link to any part of our site other than to the home page.
    4. We have the right to withdraw link permissions without notice. If you want to use content on our site other than those specified above, contact [email protected]

16. Waiver

    1. There is no waiver of any rights or remedies by the Investree that will take effect unless made in writing and signed by the legal authorization of the Investree or the Investree Group.
    2. Negligence of the Investree and / or Investree Group in carrying out or using any rights granted to him by these Terms of Use shall not be considered as waiver or variation of these rights or in effect so as to prohibit the implementation or use of its right at a time or next time.

17. Third Party Rights

    1. Except as expressly provided in these Terms of Use or other agreements between you and we, a person or entity that is not a party to this Agreement has no rights under any applicable law to demand the implementation of any provisions of this Agreement, regardless of whether the person or the entity has been identified by its name, as a member of a class or as according to a particular description.

18. Forceful state

    1. No party should be held responsible for any failure to carry out its obligations under these Terms of Use if the failure is caused by a Force Condition Event (defined below), always provided that if possible, the affected party will continue to implement the obligation immediately after the Forcing State Event that causes the failure to stop or subside.
    2. For the purposes of these Terms of Use, "Forced Circumstances" are events when a situation or event is beyond the reasonable control of a party that affects the general public in the country or territory of the party, and which results in the party being unable to comply or do obligations on time based on these Terms of Use. Such circumstances include industrial actions or labor disputes, civil unrest, war or threats of war, criminal or terrorist acts, government actions or regulations, telecommunications or utility failures, power outages, fires, explosions, physical natural disasters, epidemics, quarantine restrictions, and malfunction of public transportation.

19. Other Applicable Documents

    1. In addition to these Terms of Use, the following also apply to your use of our site and Services:
       1. Our Privacy Policy, which sets out the conditions that apply when we process any Personal Data that we collect from you, or that you provide to us. By using our site, you agree to the collection, use, disclosure of your Personal Data and you guarantee that all data that you provide is accurate;
       2. Our Cookie Policy, which sets out information about cookies on our site; and
       3. Master Agreement, which applies to your use of the Service as a registered User.
    2. If there is a conflict between these Terms of Use and other agreements that apply to specific aspects of the Service, the other agreement applies in relation to specific aspects of the Service to which the agreement applies.

20. Applicable Law & Jurisdiction

    1. These Terms of Use and all matters related to your access to, or use of, these sites and Services are governed and interpreted in accordance with Indonesian law without affecting any principle of international law.
    2. You hereby agree to submit to the non-exclusive jurisdiction of the Indonesian court.

21. Contact Us

    1. Visit our FAQ page for more information. To contact us, please send an email to [email protected]

Last updated on November 15, 2015