Loans in the form of working capital that are compatible with Borrowers' unique business models
Why Become a Borrower in Investree?
Affordable fees starting from 1% per month
Enjoy competitive interest rates and fees based on our proprietary credit scoring system.
Transparent
No hidden fees or processes. You can discuss directly with our team.
Easy and fast processing
Apply for a loan anytime.
Loan Application Process
Apply for a loan
Apply for a loan based on your business requirements. Investree's team will conduct an analysis and grant approval accordingly.
The loan is ready to be funded
If approved, your loan will be offered on the marketplace to be selected and funded by Lenders.
Repay the loan on time
Repay the loan through Investree on maturity.
Select the Type of Loans to Match Your Business Requirements
Loans that with underlying invoices due as repayment source.
Loans for wholesale buyers from large credible companies.
What They Say About Investree
Iman Sjafei
Borrower, Founder of reKreasi Creative Playground
“The challenge for creative MSMEs is that we must have large capital when starting a project. Luckily, the loan facility from Investree was able to help us grow.”
Alida
Borrower, CEO & Co-Founder of PT DKT (Production House)
“Established during pandemic, our company was experiencing limited capital while the need for TV commercial production continues to grow. Fortunately, there is Investree that makes things easier through financing support.”
Cecep Budi
Borrower, Operational Director of PT Sentral Wahana Artha
“In managing outsourcing services, we are greatly assisted by Investree. Working capital given by Lenders makes it easier for us to meet payroll, operational, and infrastructure needs. Cash flow gets healthier over time.”
Address
AIA Central 21st Floor, Jalan Jend. Sudirman Kav. 48A, RT05/RW04, Karet Semanggi, Jakarta Selatan, Indonesia 12930
Address
AIA Central 21st Floor, Jalan Jend. Sudirman Kav. 48A, RT05/RW04, Karet Semanggi, Jakarta Selatan, Indonesia 12930
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RISK DISCLAIMER:
- Information Technology-Based Lending Services is a private agreement between the Lender and the Borrower, therefore any risks arising from such agreement shall be fully borne by the respective parties.
- Any credit risks or default in payment shall be fully borne by the Lender. No institution or state authorities are liable for such risks of default.
- The administrator under the approval of each User (the Lender and/or the Borrower) will access, obtain, store, manage and/or use the User’s personal data (“Data Processing”) on or within the object, electronic devices (including smartphone or cellphone), hardware and software, electronic documents, apps or electronic system of the User or controlled by the User, by notifying the objective, limit and mechanism of such Data Processing to the relevant User before acquiring the consent as mentioned.
- The Lender with no knowledge and experiences in lending activities is not recommended to use this service.
- The Borrower must consider the interest rate for the loan and other fees and whether it is within its capacity to repay.
- Any fraud shall be digitally recorded in the cyberspace and can be known on social media.
- The user must read and understand these information before making a decision to become a Lender or Borrower.
- The government, which in this case is the Financial Services Authority, shall not be liable for any breach or non-compliance by the User, as Lender or Borrower (whether it is due to willful misconduct or the negligence of the User) to the prevailing regulations or agreement or engagement between the Administrator and the Lender and/or Borrower.
- Any lending transactions and activities or performance of the lending agreement between or involving the Administrator, the Lender and/or Borrower shall be conducted through escrow accounts and virtual accounts as required by the Financial Services Authority Regulation Number 77/POJK.01/2016 pertaining to Information Technology-Based Lending Services and any violation or non-compliance to such regulation shall be an evidence of the violation of the law by the Administrator, thus the Administrator is required to bear damages suffered by the respective User as direct consequences of the abovementioned violation of the law, without prejudice to the rights of the User who suffered such damages as provided in the Indonesian Civil Code.
- PT Investree Radhika Jaya (Company) is a legal entity incorporated in accordance with the Laws of the Republic of Indonesia. Established as a company regulated and supervised by the Financial Services Authority (OJK) in Indonesia, the Company provides interfacing services in a liaising capacity between those parties providing loans and those in need of loans, encompassing funding by individuals, organizations, or legal entities to certain individuals or legal entities. The Company does not provide any advice or funding recommendations regarding the options in this site.
- The content and materials available on the investree.id website are intended to provide information and shall not be considered as constituting an offer, solicitation, invitation, suggestion or recommendation to invest in securities, capital market products or other financial services. In rendering these services, the company is limited to administrative functions.
- Funding and loans placed in an Investree account are not and shall not be construed as deposits held by the Company as stipulated under Indonesian Banking Regulations. Neither the Company nor any of its Directors, Officers, Employees, Representatives, Affiliates or Agents shall bear liability with respect to any disruption or problem that occurs or is deemed to occur due to the lack of preparation or publication of the material listed on the Company's website.
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