This Cookie Policy explains why we use cookie, beacon, Flash cookie and similar technologies ("Cookie") and how to deactivate them. Our Cookie Policy is part of our Privacy Policy. By accessing and / or using our Site, you agree with the use of Cookie as described in this Policy.

If you choose to use the Site without blocking or deactivating Cookie or choosing other technologies, you agree to this use of Cookie and also our use (in accordance with this policy and our other privacy policies) to the personal data we collect using Cookie. If you do not agree with the use of this Cookie, make sure you block or deactivate Cookie by using your browser settings.

1. Definition

   1. Depending on where you access the site, "Investree" refers to local Investree entities that include Indonesian Investree. If you accessthis site outside Indonesia, Investree refers to Indonesian Investree.
   2. "The Investree Group" refers to Investree and its subsidiarie.
   3. "Cookie Policy" refers to the cookie policy on this site
   4. "Interactive Services" has the same meaning as stipulated in article 6.1 below.
   5. "Personal Data" means information or data that can be used to identify directly or indirectly an individual who is an individual.
   6. "Privacy Policy" refers to the privacy policy on this site
   7. "Products" refers to products that are defined based on the Master Agreement.
   8. "site" refers to the Investree website, including all domains and sub-domains
   9. "Site content" has the same meaning as set out in article 2.4 below.
   10. "Third Party Content" means the content specified in article 7.1 below.
   11. "Third Party sites" refers to the website specified in article 7.1 below.
   12. "Users" refers to anyone who accesses and / or uses the site whether or not the person is registered on the site. Each provision in this agreement applies to all users (regardless of user registration status) or business and other user entities specifically, or if the context determines otherwise, Users are considered to include any business or other entity on behalf of the site or Services accessed by other users.
   13. "We" and "Our", with variations in grammar and cognate expressions, refer to the legitimate power of the Investree.
   14. "You" and "Your" with a variety of grammar and cognate expressions, refers to Users or people who have provided or intend to provide any third party guarantees in connection with the Product and must be considered to cover every other business or entity and any person acting on behalf of the business or other entity in connection with the use of the site or the Service.

2. What is Cookie?

   1. Cookie is a small piece of information (including but not limited to small text files) that can be transferred by the web server and / or stored in a web browser, computer hard drive, cellphone, tablet, other personal communication devices, applications or web tool (your "device"). Small graphic images such as "pixel tags" or "clear GIFs", or small computer files, computer programs, and similar technologies that store information on your device or collect information or help us to identify you, your account or device You can also be included on our Site (for example www.investree.id, including all related domains and sub- domains thereof).
   2. When web users browse the web, some Cookies are stored in the memory Device in Cookie files or combined with other Cookies. Cookie provide various functions and facilitate certain features that can make the internet surfing experience more comfortable and valuable / useful for web users by having a device that stores certain information that can be retrieved by the web server.
   3. Information in Cookie related to a combination of user and Device accounts. Thus, anyone who uses multiple accounts or devices (including computers with different browsers) has several sets of cookie. In addition, Cookie do not distinguish between several users who share the same user or Device account. If more than one browser is used on a computer, each usually has a separate cookie store. Cookie can have a long, or no expiration date, and can remain stored on your device for months.
   4. Cookie cannot be used to get data from your hard drive, retrieve e-mail addresses or steal sensitive or personal information about you. The only way you can make any personal information part of your cookie file is if your device provides that information to a Web server.
   5. For more information about cookies, see www.aboutcookies.org, or www.allaboutcookies.org. You can also refer to our Privacy Policy which explains how we protect your privacy in the use of information and data about you.

3. Why Do We Use Cookie?

   1. Investree uses Cookie to improve Site performance, Content and Site Services, and enhance your browsing experience. We can share a number of Cookie information that we collect in the Invest Group and analyze that information with Selected Third Parties in accordance with and as defined in our Privacy Policy. In general, Investree uses Cookie for the following purposes:
      1. allow our Site to work properly and ensure that the Site operates properly;
      2. help us protect the security of your account by detecting malicious activities and violations of our Terms of Use;
      3. provide services for you through our Site administration;
      4. distinguish you from other Users (as defined by our Privacy Policy) when you return to our Site and allow you to use our Site with your browsing experience more comfortable. For example, cookie can tell us your language and communication preferences;
      5. improve the way our site works, for example, by ensuring that users find things they are looking for easily; and
      6. ensure and improve the performance of our Site, in terms of navigation and usability, and to evaluate the effectiveness of our marketing efforts.
   2. If you want to know more about certain cookie that we use, please refer to the information below:
      1. Cookie that is really needed (Strictly Necessary Cookie)
         1. This is cookie that is important for the feasibility of operating our website. This cookie allows you to move around our site and use our features, such as remembering previous actions when navigating back to a page in the same session. Cookie allows you to access parts of our Site which are restricted to registered users. Without this cookie, you cannot enter or return to the Site or move through various parts without having to continuously identify yourself by sending back your data (for example, an encrypted username or customer identification number). This cookie also helps us to protect the security of your account by notifying us when several people log in from the same device or account.
      2. Functionality Cookies
         1. This cookie is used in our Site administration to:
            • allow us to improve the User experience by enabling us to personalize our content for you, greet you by name, remember your preferences (for example, choice of language or region) and the type of information that you are interested in receiving when you visit certain sites (for example , if you choose the option "remember me on this computer");
            • allow our online "ordering" system to track selections in electronic "shopping carts" and allows Users to keep browsing and add to their "shopping cart" during visits; and
            • allow us to remember your related information during your current visit, and any future visits when you register with us or fill out our online form, provided that Cookie is not temporarily deleted.
      3. Targeting / Advertising Cookie (Targeting / Advertising)
         1. This cookie records your visit to the Site, our Site Content and Services that you have visited and the links that you have followed. We will use this information to interpret or conclude what interests you, maintain our Site Content (as defined under our Privacy Policy) and the advertisements displayed on our Site remain relevant to your interests, build your profile and customized information about you we believe it will be of value to you based on indicated preferences, other information we have about you as a User, and information available from external sources.
      4. Analytical / Performance Cookies (Analytical / Performance Cookies)

         This cookie allows us to collect statistical data for analysis to ensure our Site is functioning properly (such as allowing us to identify errors or poor performance from the Site), in terms of navigation and usability, also evaluating the effectiveness of our marketing efforts. The information we compile includes but is not limited to:

         1. the domain name and country of origin of the Internet Service Provider;
         2. the volume of traffic to our site or web pages viewed;
         3. patterns of use of our Site;
         4. address of sites visited before and after visiting our Site;
         5. Referral page information to track the success of our marketing efforts in attracting people to our Site, tracking user responses to various advertising campaigns and user activities;
         6. "click stream" activity (meaning, the paths taken by visitors to our site as they navigate from one page to another), how Users move around our website when they use it and what things are downloaded ;
         7. transactional attributes in accordance with the information you have voluntarily provided while using our Site; and
         8. over all site performance.

4. Third Party Cookie

   1. Besides our own Cookies, we also work with other companies in placing Cookie on our Site to collect information for us. These companies cannot use these cookies for their internal interests or share information collected with anyone other than the Investree, in accordance with the terms of the contract they have signed with us.
   2. Advertising and analytical cookies can be placed by or on behalf of independent advertisers who place advertisements on our Site. For example, by clicking on Third Party Content, advertisers can be provided with information about your visit to our Site so that they can present advertisements that may be of interest to you. When you click the 'Like' button or the 'Share' button for social networking services, the social networking site can then use information about your visit to target ads to you on other sites. Cookies are anonymous and cannot identify individuals. We do not have access to or control over these third party cookies, and these third parties have their own cookie policies and privacy.

5. How to deactivate cookie?

   1. You can decide whether and how your device will accept, limit or block cookies by configuring your preferences or choices through web browser settings. In addition, you can also configure multiple Devices to notify you when a Cookie is being placed so that you have the opportunity to decide whether to accept the Cookie. You can also request to activate "private browsing", a function offered by most web browsers. Even though private browsing does not block cookies, this will allow you to delete all cookies specific to the browser and device every time you close the browser or activate private browsing on that particular device. Some applications or web tools (for example Flash Cookie) allow you to restrict or block cookies in different ways or through different processes.
   2. Your device, application or web tool can or cannot include one or all of the above functions to allow you to set cookies. For more information about whether the function is available and how the functionality works, visit the help menu on your device, application or web tools. Functionality on your device, application or web tools can be set through a different interface than the one provided by your web browser.
   3. If you only browse our Site and you are not a registered User, you may still be able to use the Site without agreeing to our Cookie. However, limiting or blocking Cookie can affect the usability of the Site. For example, you might not be allowed to watch videos or other content on our Site.
   4. If you use browser settings to block or reject all Cookies, you may not be able to access all or parts of our Site, and we may have no choice but to stop offering Site Content, Services, Interactive Services, applications and tools to you because Cookies are important for the administration and security of our Site.

6. Avoidance

   1. You can avoid collecting Personal Data using other technologies as listed below:
      1. To avoid analysis by Google Analytics on our site or other sites, visit http://tools.google.com/dlpage/gaoptout.
      2. To avoid private advertisements on the Google content network, visit the Google Ads Preferences Manager or if you want to permanently avoid even when all cookies are deleted from your browser, you can install their plugins.

7. Policy Updates

   Any changes to this policy will be posted on this Site. We reserve the right to change this Cookie Policy from time to time and these changes take effect immediately after being posted. If you continue to use the Site, Site Content or Services, it indicates your agreement to all changes.

Last updated on November 15, 2015.